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Car keys on a white kitchen island in a new Central Texas home with a driveway and live oaks through the window, a first car after a move from New York

Relocation guide · New York to Austin

Moving to Austin from New York: buying in the suburbs

Transfer taxes on the way out, a first car on the way in, and which north Austin suburbs have rail or park-and-ride options.

Short answer

A New York sale can carry transfer taxes: the state charges $2 per $500 of the price, plus a 1 percent mansion tax on homes of $1 million or more, and New York City adds 1 or 1.425 percent. Texas has no personal income tax. Most north Austin suburbs are car-first; Leander is the north end of CapMetro's Red Line.

Sources: NYS Tax Department; NYC Department of Finance; Texas Constitution. As of October 14, 2026.

Key facts

New York State real estate transfer tax: $2 for each $500 of consideration.

Source: NYS Tax Department, retrieved October 14, 2026.

Mansion tax: an extra 1 percent on residences sold for $1 million or more.

Source: NYS Tax Department, retrieved October 14, 2026.

NYC Real Property Transfer Tax on a home: 1 percent at $500,000 or less, 1.425 percent above.

Source: NYC Department of Finance, retrieved October 14, 2026.

New Texas residents: register a vehicle within 30 days and get a Texas driver license within 90.

Source: TxDMV, retrieved October 14, 2026.

Selling in New York

What do transfer taxes add up to on a New York sale?

Worked examples using the published rates. Who pays which tax is set by law and by your contract, so confirm with your New York attorney. In New York City, homes sold for $2 million or more also owe a supplemental state tax of 0.25 to 2.9 percent, not shown here.

Bar chart of New York transfer taxes on two example New York City home sales, $750,000 and $1,200,000, using the state rate of $2 per $500, the 1 percent mansion tax and the NYC rate of 1.425 percentBar chart of New York transfer taxes on two example New York City home sales, $750,000 and $1,200,000, using the state rate of $2 per $500, the 1 percent mansion tax and the NYC rate of 1.425 percent

Your first car in years?

What does it take to register a car in Texas?

New residents have 30 days to register a vehicle (TxDMV). In Travis and Williamson counties, the order is: pass an emissions inspection, get Texas liability insurance (at least $30,000 per injured person), then register at the county tax office with your insurance card and proof of ownership. First-time registrants also fill out Form 130-U.

Plan for tolls. SH 45 North and SH 130 are tolled electronically with no cash booths, and Toll 183A runs through Leander and Cedar Park (TxDOT, Mobility Authority).

A divided highway with overhead electronic toll gantries north of Austin in early morning light

Car-light options

Which towns have rail, park-and-ride or city ride programs?

Red Line: Leander and Cedar Park

CapMetro's Red Line runs 10 stations from Downtown to Leander. Leander Station is at 800 N US Highway 183; Lakeline Station is just south of Cedar Park.

Leander guide

Bus and on-demand: Round Rock

CapMetro Routes 50, 152 and 980, plus the city's Round Rock Rides on-demand shared rides.

Round Rock guide

City ride programs

Pflugerville runs Pfetch a Ride, Georgetown runs rideGTX, and CARTS serves rural Williamson County, including Hutto.

Georgetown guide

Sources: CapMetro rail, retrieved October 14, 2026; city transit pages linked on each area guide. Check current schedules before you rely on them.

Home type

Condo, townhome or house?

Coming from a co-op or condo, a Texas condo will feel familiar in one way: an association, its rules and its budget. The difference is what you read before you buy. In Texas you ask for the association's resale certificate and documents during the contract, and Ken reads them with you.

Every north suburb has houses. Townhomes and condos are listed in Leander, Cedar Park and Round Rock in the area guides; Pflugerville and Hutto lean toward houses, townhomes and new builds. Compare in the house or condo guide and the Texas condo buyer guide.

Signed documents, a pen and house keys on a title company closing table in Texas

Town fit

Which north Austin suburb fits?

Town

County

Straight line to the Capitol

Main roads and tolls

Transit

Home types

Leander

Williamson, part Travis

About 22 miles

Toll 183A (Mobility Authority); US 183 is not tolled

CapMetro Red Line, Leander Station (north end of the line)

Houses, townhomes, condos; larger lots toward the edges

Cedar Park

Williamson, part Travis

About 17 miles

Toll 183A; US 183 and RM 1431 are not tolled

Red Line at Lakeline Station, just south in Austin

Houses, townhomes, condos; golf-course and greenbelt lots

Round Rock

Williamson, part Travis

About 17 miles

SH 45 North and SH 130, electronic tolling only; I-35 and US 79 are not tolled

CapMetro Routes 50, 152 and 980; Round Rock Rides on-demand service

Houses, townhomes, condos, new builds; older homes near downtown

Pflugerville

Travis, part Williamson

About 14 miles

SH 45 North and SH 130, electronic tolling only; FM 1825 and I-35 are not tolled

Pfetch a Ride, a city rideshare voucher program

Houses, townhomes, new builds; older homes near Old Town

Hutto

Williamson

About 22 miles

SH 130 is a toll road; US 79 and FM 685 are not tolled

CARTS rural service (check current routes)

Houses, townhomes, new builds; acreage on the edges

Georgetown

Williamson

About 25 miles

SH 130 is a toll road; I-35, SH 29 and Williams Drive are not tolled

rideGTX, a city discounted-ride program (launched April 2025)

Houses, townhomes, acreage; historic homes near downtown

Distances are straight-line from each city center to the Texas Capitol, from the area guides (checked October 13, 2026). They are map measurements, not drive times. Toll and transit details come from TxDOT, the Mobility Authority, CapMetro and each city site, linked on each area guide.

Drive times by town. Weekday drive times from all six towns to downtown, the Domain, Apple, Dell, Samsung, Tesla and the airport, with the method and date, are on the north Austin commute table. Property tax rates by town are on the suburb tax rate table.

FAQ

New York to Austin: common questions

What is the New York State transfer tax rate?

Two dollars for each $500 of consideration, plus an additional 1 percent mansion tax on residences where the consideration is $1 million or more. Source: NYS Department of Taxation and Finance.

What is the NYC transfer tax on a home sale?

For one to three family houses, condo units and co-op apartments: 1 percent if the price is $500,000 or less, and 1.425 percent above $500,000. Source: NYC Department of Finance.

Does Texas have a state income tax?

No. The Texas Constitution, Article 8, Section 24-a, bars a tax on the net incomes of individuals. Source: Texas Constitution.

How long do I have to register a car after moving to Texas?

30 days. In Travis and Williamson counties, pass an emissions test first, then register at the county tax office. Source: TxDMV.

Can I live in the Austin suburbs without a car?

It is hard in most of the north suburbs. The Red Line from Leander and Lakeline, CapMetro routes in Round Rock and city ride programs help, but most errands assume a car.

Can I buy before I leave New York?

Yes. Buyers often make offers before they arrive and use the option period for inspections and document review. See buying from out of state and the relocation timeline.

Sources

Where these numbers come from

  1. New York State Department of Taxation and Finance, Real estate transfer tax, retrieved October 14, 2026.
  2. NYC Department of Finance, Real Property Transfer Tax (RPTT), retrieved October 14, 2026.
  3. Texas Constitution, Art. 8, Sec. 24-a and 24-b (Texas Legislature), retrieved October 14, 2026.
  4. Texas Department of Motor Vehicles, New to Texas, retrieved October 14, 2026.
  5. CapMetro, Rail (Red Line), retrieved October 14, 2026.
  6. TxDOT, Toll roads and managed lanes, retrieved October 14, 2026.
  7. Central Texas Regional Mobility Authority, retrieved October 14, 2026.

Town facts come from Ken's area guides, checked October 13, 2026. Nothing on this page is tax or legal advice.

Talk to Ken

Still in New York?

Call Ken at (737) 307-4848 or send a message, and he can start the search before you arrive.

(737) 307-4848

Ken Jackson, REALTOR, Spyglass Realty. General information, not legal, tax or lending advice.